Post about "meditation"

The Key Ingredient To A Successful Health And Fitness Training Plan

I’ve been in the personal fitness training industry close to 20 years. A lot has changed in terms of health and fitness training, from aerobics to circuit training and everything in between. Even diet programs have changed. From non-fat diets to low carbs diets, it seems with each passing year there is a new fad when it comes to workouts and or diets. But one thing remains the same. The people who get the results they want are the people who log their programs daily. I call it, “keeping score”…. When we keep score, we try harder. The last thing we want to do is write down, that we didn’t do what we were supposed to do. Having it in the back of your head is one thing, but having it in ink, on paper, is a whole other can of worms. Have you every noticed that we keep track of our bank accounts and our car maintenance schedules better than our bodies? Why is this? Without our health, we have nothing.Set daily, weekly and monthly goals. If you know from day one that there will be challenges, start thinking of solutions in advance. For example, if you have a busy day or week ahead of you, plan your meals in advance. Also in regards to your fitness training schedule, maybe it’s best to wake up ½ hour early and do a short program before your day starts so you can cross it off your list. Quite often we get so wrapped up in our to-do-lists, we tend to put our “health and workouts” on the backburner. Even if its only 20 mins of activity, make it happen so you can feel proud of your accomplishment and good about keeping score – writing it down.One of the biggest selling points of keeping score is that it provides you with a roadmap.By logging your activities and your diet you can see what is working for you and what isn’t. It works as a feedback tool. So often I get clients discouraged by their results. They think they’re doing everything right, but the minute they agree to start logging it their program and diet, they quickly notice key changes that need to be made and voila, results!Consistency is key when it comes to your health and fitness training schedule. I promise you results if you follow these steps!I hope this helps to make your fitness and health regiment easy to incorporate in your daily life.

Which Health Insurance Plan Is Best for Me?

Health insurance has proven itself of great help and financial aid in certain cases when events turn out unexpectedly. In times when you are ill and when your health is in grave jeopardy and when finances seem to be incapable to sustain for your care, health insurance is here to the rescue. A good health insurance plan will definitely make things better for you.Basically, there are two types of health insurance plans. Your first option is the indemnity plans, which includes the fee-for-services and the second is the managed care plans. The differences between these two include the choice offered by the providers, the amount of bills the policy holder has to pay and the services covered by the policy. As you can always hear there is no ultimate or best plan for anyone.As you can see, there are some plans which may be way better than the others. Some may be good for you and your family’s health and medical care needs. However, amidst the sweet health insurance plan terms presented, there are always certain drawbacks that you may come to consider. The key is, you will have to wisely weigh the benefits. Especially that not among these plans will pay for all the financial damages associated with your care.The following are a brief description about the health insurance plans that might be fitting for you and your family’s case.Indemnity PlansFlexible Spending Plans – These are the types of health insurance plans that are sponsored when you are working for a company, or any employer. These are the care plans inclusive in your employee benefit package. Some of the specific types of benefits included in this plan are the multiple options pre-tax conversion plan, medical plans plus flexible spending accounts, tax conversion plan, and employer credit cafeteria plans. You can always ask your employer of the benefits included in your health care/insurance plans.Indemnity Health Plans – This type of health insurance plan allows you to choose your own health care providers. You are given the freedom to go to any doctor, medical institution, or other health care providers for a set monthly premium. The insurance plan will reimburse you and your health care provider according to the services rendered. Depending on the health insurance plan policy, there are those that offers limit on individual expenses, and when that expense is reached, the health insurance will cover for the remaining expenses in full. Sometimes, indemnity health insurance plans impose restrictions on services covered and may require prior authorization for hospital care and other expensive services.Basic and Essential Health Plans – It provides a limited health insurance benefit at a considerably low insurance cost. In opting for this kind of health insurance plan, it is necessary that one should read the policy description giving special focus on covered services. There are plans which may not cover on some basic treatments, certain medical services such as chemotherapy, maternity care or certain prescriptions. Also, rates vary considerably since unlike other plans, premiums consider age, gender, health status, occupation, geographic location, and community rated.Health Savings Accounts – You own and control the money in your HSA. This is the recent alternative to the old fashioned health insurance plans. These are savings product designed to offer policy holders different way to pay for their health care. This type of insurance plan allows the individual to pay for the current health expenses and also save for untoward future qualified medical and retiree health costs on a tax-free basis. With this health care plan, you decide on how your money is spent. You make all the decisions without relying on any third party or a health insurer. You decide on which investment will help your money grow. However, if you sign up for an HSA, High Deductible Health Plans are required in adjunct to this type of insurance plan.High Deductible Health Plans – Also called Catastrophic Health Insurance Coverage. It is an inexpensive health insurance plan which is enabled only after a high deductible is met of at least $1,000 for an individual expense and $2,000 for family-related medical expense.Managed Care OptionsPreferred Provider Organizations – This is charged in a fee-for-service basis. The involved health care providers are paid by the insurer on a negotiated fee and schedule. The cost of services are likely lower if the policy holder chooses an out-of-network provider ad generally required to pay the difference between what the provider charges and what the health insurance plan has to pay.Point of Service – POS health insurance plans are one of the indemnity type options in which the primary health care providers usually make referrals to other providers within the plan. In the event the doctors make referrals which are out of the plan, that plan pays all or most of the bill. However, if you refer yourself to an outside provider, the service charges may also be covered by the plan but the individual may be required to pay the coinsurance.Health Maintenance Organizations – It offers access to a network of physicians, health care institutions, health care providers, and a variety of health care facilities. You have the freedom to choose for your personal primary care doctor from a list which may be provided by the HMO and this chosen doctor may coordinate with all the other aspects of your health care. You may speak with your chosen primary doctor for further referrals to a specialist. Generally, you are paying fewer out-of-pocket fees with this type of health insurance plan. However, there are certain instances that you may be often charged of the fees or co-payment for services such as doctor visits or prescriptions.Government-Sponsored Health InsuranceIndian Health Services – This is part of the Department of Health and Human Services Program offering all American Indians the medical assistance at HIS facilities. Also, HIS helps in paying the cost of the health care services utilized at non-HIS facilities.Medicaid – This is a federal or s state public assistance program created in the year 1965. These are available for the people who may have insufficient resources to pay for the health care services or for private insurance policies. Medicaid is available in all states. Eligibility levels and coverage benefits may vary though.Medicare – This is a health care program for people aging 65 and older, with certain disabilities that pays part of the cost associated with hospitalization, surgery, home health care, doctor’s bills, and skilled nursing care.Military Health Care – This type includes the TRICARE or the CHAMPUS (Civilian Health and Medical Program of the Uniformed Services) and CHAMPVA (Civilian Health and Medical Program of the Department of Veterans Affair). The Department of Veterans Affair (VA) may also provide this service.State Children’s Health Insurance Program – This is available to children whose low-income parents were not able to qualify for the Medicaid.
State-Specific Plans – This type of plan is available for low income uninsured individuals.There are many different types of insurance plans that you may have the prerogative to know about. By learning which health care insurance fits your situation, you can avail of the many options that will likely be of great assistance to you in times when you will need it most. Insurance costs have typically become one of the common draw backs in choosing for an insurance quote. However, weighing the benefits will really matter. Make sure that you always read the benefits, terms and conditions before landing to whichever type of health insurance you choose.

How to Beat Anxiety: A Look Into 6 Effective Methods

If you know anyone who is suffering from anxiety, you are aware of how much it impacts their lives. It influences every aspect of their being: from concentration to personal relationships and even their sense of self-worth.

Fortunately, there are ways to beat anxiety. Not all strategies work for everyone because different people have different triggers and responses to stressors. However, regardless of personal taste or preferences, there is something here for every reader to adopt and implement.

Change Your Thinking

A lot of the time, anxious thoughts are just the product of outdated habits or assumptions. You may be retriggering old anxieties or insecurities that aren’t as applicable to your life as they were before. You may not be aware that your anxiety is a product of insecure or pessimistic thinking.

Start by asking yourself some questions:

● What do you think will go wrong?

● What are your worst-case scenarios?

● What are your expectations?

● Are they realistic and healthy?

● What’s the biggest thing you’re worried about right now?

● Is it a legitimate cause for concern?

● What evidence do you have to support that idea?

● Are there other possible explanations?

Meditate

There are a lot of benefits associated with meditation, but one of the most understated is its ability to help with anxiety. Meditation is an excellent way to help you get back in touch with your body and what is happening inside. It can help you identify when and why you’re feeling anxious.

When you start to meditate, you’ll notice thoughts entering your mind from time to time. This is normal. The goal isn’t to kill all of your thoughts but rather to acknowledge them, accept them, and then let them go.